湖州翻译公司关键字:various means increased credit to maintain and support the price, in order to ensure the safe recovery of loans and the bank's own good performance. Such as the April 26, 2006, Bank of the complete abolition of the mandatory mortgage insurance, while new home mortgage for buyers who apply for free legal fees and payment by the bank, the second-hand housing mortgages for home buyers are completely abolished legal fees (0.25% -0.40%). In this "banks - the real estate community of interest" situation, once the real estate prices fall, bad debts accumulated in the bank immediately. Japanese lesson vivid, bitter experience, which prompted the central government had to remain on high alert. Objectively speaking, it is these two areas constitute the central government repeatedly punching, trying to price stability the primary motivation.However, it is also out of real estate prices may drop quickly tired of the high banks of bad debts, and then the whole financial system crisis, concerns about economic stability, the central government will only have appeared some kind of "softening." In fact, 2005 second half of the buyers in some cities prices fell slightly after being asked to check out the move, had made clear once prices fall (especially as some scholars have said 30% -50%) of the potential catastrophic consequences. It is possible to detect signs of this, before the central government's macro-control targets from the initial version of the popular interpretation of the "price pressure" to "control prices", which can then shift to a more vague "in the property market smooth. "In addition to the further accumulation of bad debts may be worried about, there is a more important reason is: the real estate industry has become a pillar industry of China's economic growth, one is bound to bring disaster to the heavy hand overall economic growth. According to the information provided in Table 1, country as a whole, real estate investment in 2000, the contribution to economic growth rate of 12.05% to 19.91% in 2003 has increased; and it is even higher for Beijing, in 2000, 33.07 % up to 53.37% in 2003. From this, the real estate has become a veritable China's economic development "pillar industry" of. This "pillar" of the play, mainly in the real estate itself on strong correlation effects. Purely from the point of view directly related to, steel, cement, electrolytic aluminum, alloy and other real estate industry is affected by a major upstream industry. And how to relieve excess may arise in these industries, since 2004 the central government has been a major issue of concern. It seems the central government, while controlling production capacity, while demand is clearly to maintain stable development of these sectors the ideal solution. Thus, if the regulation and control of real estate is too large, making short-term needs of its upstream
|