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黄冈翻译公司关键字：1, the reality of the poor credit status is an important reason for lack of agricultural credit. (1) of the farmer's credit problems. Prevalence of the large number of farmers in rural markets, widely distributed, the characteristics of scattered, rural credit cooperatives and credit institutions such as the small staff, assets and liabilities of households, moral credit, etc. there are different levels of information asymmetry, thus there are some bilk or information is not low debt situation. (2) some of the grass-roots organizations and even government, there are varying degrees of credibility, the credibility problem. Issues such as rural Foundation is a typical example. Period of time, some local foundations for rural farmers actually have appeared in the issue of savings can not be honored. The fundamental reason is that many loans led only by the individual towns of the so-called guarantee a piece of paper IOUs to complete, but some loans are guaranteed by the government has completed. These so-called guarantee, neither as a guarantee of public finances, the lack of guarantee of the necessary investigations and project evaluation. Result, a considerable proportion of the loan repayment schedule can not even complete loss of repayment capacity. Such examples in the inland provinces is definitely not an isolated phenomenon. The situation on the negative impact of credit institutions in rural areas is significant.2, after joining the WTO impact on China's agriculture is facing short-term investment in agriculture may exacerbate the difficulties. Impact of the WTO is a double-edged sword, in the short term, may be more harm than good: the influx of foreign companies will have a strong country vulnerable industries, including agriculture, industry, causing a strong impact. (1) bulk agricultural products significantly affected. If China's wheat, corn, soybeans, cotton, and other than the domestic wholesale market, imports CIF by 10% -30%, an open domestic market after WTO entry, then these products main maize producing areas, such as Jilin, Heilongjiang's soybean Xinjiang's cotton production will be a challenge. Corresponding investment may decline significantly. (2) farmers' income and employment will be significantly affected. According to the Ministry of Agriculture, February 27, 2002
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